Discover how to contribute to the INSS on your own in 2021

If you are insured, and want to contribute to the INSS on your own in 2021, know that there have been some changes.
Thus, due to the new value of the minimum wage, as of February (01), all contributions have been adjusted.

In this sense, for you to make the contribution in the right way, it is necessary to stay on top of all these changes, being aware of these readjustments.
So, find out below how to contribute to the INSS on your own in 2021 and stay on top of all the changes that will happen.

Salary adjustment will change contribution values

One of the first things you need to know to contribute to the INSS self-employed in 2021, is that with the new salary of R$ 1.1mil in effect from next month, the contribution amounts were readjusted.
In this sense, the insured will now need to make payments that can be R$ 55, R$ 121 or R$ 220 per month, which will depend on the profile.
Therefore, if you fit the profile of contributing individually or optionally, that is:

• self-employed
• house owners
• Individual microentrepreneurs
• And among others.

You will have to pay a contribution, which can vary between 5%, 11% or 20%, paying this percentage many times over R$ 1.1mil.
In this sense, with a new exact salary of R$ 1,102, promised by the president, the taxpayer this year will receive a little more.
All this because the minimum wage was adjusted, against the inflation given by the National Consumer Price Index (INPC).
Remembering that this contribution, with the decree in force, will become mandatory from February 2021, the contribution on top of this new minimum wage amount.
So, if you intend to contribute to the INSS on your own, you need to be aware of these new observations.
This is mainly for those people who seek how to contribute to the INSS as a self-employed person.

New dates for payment of contributions

In addition to the news regarding the value of contributions, be aware that the dates have undergone some minor adjustments.
First, be aware that the payment of January skills, you can make them up to the maximum period of February 15th.
For those who register in the MEI profile, the due date occurs on February 20, and 1 or 2 days may pass, in case it falls on a non-working day.
However, the amount is always selected between the 1st and 15th of the month, if the quarterly payment option has been chosen.
That is, obviously, the amount paid per quarter corresponds to 3 contributions together.

How does the amount contributed by each profile work?

Previously, you may notice that the amount can vary between 5%, 11% or 20%, on top of the adjusted salary amount.
But, do you know for sure how this separation of contribution value works for each profile?
Thus, the group referring to the amount of the contribution fee paid:
5% – Low-income policyholders, people without remuneration, families registered in CadÚnico. (recalling that these people are not entitled to retirement by contribution time, only by minimum age).
11% – Insured who does not provide services, does not have paid activity and without any employment relationship. (Allows retirement above the minimum wage, and can also be due to contribution time or age.).
20% – Self-employed workers with paid activity. (Allows benefit greater than the minimum wage, and can choose contribution time or age.

Final considerations

If you are going to contribute to the INSS on your own in 2021, stay tuned for all these now requested news.