Discover how to contribute to the INSS on your own in 2021

If you are insured and want to contribute to the INSS on your own in 2021, be aware that there have been some changes.
Therefore, due to the new value of the minimum wage, as of February (01), all contributions were adjusted.

In this sense, for you to make the contribution correctly, it is necessary to stay on top of all these changes, being aware of these readjustments.
Therefore, find out below how to contribute to the INSS on your own in 2021 and stay up to date with all the changes that will happen.

Salary adjustment will change contribution amounts

One of the first things you need to know to contribute to the INSS self-employment in 2021, is that with the new salary of R$ 1.1 thousand in force from next month, the contribution amounts have been readjusted.
In this sense, the insured will now need to make payments of R$ 55, R$ 121 or R$ 220 per month, which will depend on the profile.
Therefore, if you fit the profile of contributing individually or optionally, that is:

• Self-employed workers
• Homeowners
• Individual microentrepreneurs
• And among others.

You must pay a contribution, which can vary between 5%, 11% or 20%, paying this percentage often over R$ 1.1 thousand.
In this sense, with a new salary of exactly R$ 1,102, promised by the president, taxpayers will receive a little more this year.
All this because the minimum wage was adjusted, against inflation given by the National Consumer Price Index (INPC).
Remembering that this contribution, with the decree in force, will become mandatory from February 2021, the contribution on top of this new minimum wage amount.
So, if you intend to contribute to the INSS on your own, you need to be aware of these new observations.
This is mainly for those people who are looking for ways to contribute to the INSS as a self-employed person.

New dates for payment of contributions

In addition to the news regarding the value of contributions, be aware that the dates have undergone some small adjustments.
Firstly, know that you can pay for the January skills until the maximum period of February 15th.
For those who register with the MEI profile, the due date occurs on February 20th, 1 or 2 days may pass if it falls on a non-business day.
However, the amount is always selected between the 1st and 15th of the month, if the quarterly payment option has been chosen.
In other words, obviously, the amount paid per quarter corresponds to 3 contributions together.

How does the value contributed by each profile work?

Previously, you may notice that the value can vary between 5%, 11% or 20%, on the adjusted salary value.
But, do you know for sure how this separation of the contribution value for each profile works?
Therefore, the group referring to the value of the contribution fee paid:
5% – Low-income policyholders, people without pay, families registered in CadÚnico. (remembering that these people are not entitled to retirement based on contribution time, only based on minimum age).
11% – Insureds who do not provide services, have no paid activity and have no employment relationship. (allows retirement above the minimum wage, and may also depend on contribution time or age.).
20% – Self-employed workers with paid activity. (allows benefits greater than the minimum wage, and you can choose contribution time or age.

Final considerations

If you are going to contribute to the INSS on your own in 2021, stay tuned for all these news that are now requested.