Before being approved a credit cards or loans, the consumer's financial life is thoroughly checked by banks or any other company that offers these types of products.
Several factors are directly affected by the consumer's financial profile.
Thus, a score known as credit score, which can hinder or even help when approving a credit request. Therefore, for the score to always be well scored, the consumer needs to pay attention to improving it, otherwise, credit will be just a distant dream.
Where can I check your credit score?
Credit score scores range from 0 to 1,000 and, with this assessment, financial institutions study whether the consumer in question is a good payer or not.
There are still three main credit score categories: high (700 to 1,000 points), medium (400 to 699 points) and low (0 to 399 points). One of the data needed to reach this number is the consumer's payment history.
Some companies already offer free CPF consultations, such as Foregon, fintech that recommends financial services and products based on the user's profile, and Boa Vista Seguros, one of the largest credit bureaus in the country, authorized by the Central Bank.
To consult the CPF, the user must access the link to one of the institutions and complete the registration.
Is checking your credit score safe?
Generally the process is quite quick and safe. The user must simply access the websites and fill in some of their data, register and check the results.
Consumer data is stored through several layers of security, encrypted so that problems do not occur.
